1110 St. Andrews Rd.
Columbia, SC 29210
(803) 772-1185 Get directions

Financing Available

Financing Option

Sims Music is proud to offer financing through our partners, Synchrony and Affirm. Call or email us for details on our interest free plans! We also have an easy layaway plan with just 10% down for 90 days. Need to special order something? Just put 25% down to order, and then put it on layaway upon arrival! Whatever your needs, we’ll work with you to find your best fit – for your budget and your gear!

How does Affirm work?

We have partnered with Affirm to give you a simple way to make your purchase with no hidden fees.

Easy monthly payments: Provide some basic information and get a real-time credit decision to split your purchase into monthly payments. Rates from 10% to 30% APR with loans of 3, 6, or 12 month terms.

Flexible repayment: Simply pay your monthly bill using a debit card, bank transfer at www.affirm.com/pay.

How Does Synchrony work?

Synchrony Bank offers a Sims Music Retailer Credit Card with a revolving credit line to use again and again at Sims Music Retailer locations.

How to I get a Sims Music Retailer Credit Card? 

You can apply for a Sims Music Retailer Credit Card* at Sims Music.

Where do I check the status of my account? 

To check the status of your Sims Music Retailer Credit Card click on the Manage My Account link to go to the Synchrony Financial’s website. After logging into your account, you will be able to:

  • Make a payment
  • View your balance
  • Update your account information
  • Schedule up to your next 12 payments

How can I make a payment on my Sims Music Retailer Credit Card? 

Sims Music offers three convenient ways to pay your Sims Music Retailer Credit Card.

  • Pay Online: Click here to manage your account and make payments online.
  • Pay by Phone: Contact Synchrony Bank Customer Service at 1-866-396-8254 during the hours listed below to make a payment by phone.
    • M-F: 7:30am-12 midnight EST
    • Sat: 10am-7pm EST
    • Sun: Closed
  • Pay by Mail: Mail payments to the address provided. Ensure you have plenty of time for your payment to arrive prior to the due date. (Synchrony Bank, PO Box 960061, Orlando, FL 32896-0061)

*Subject to credit approval. Minimum monthly payments required. See store for details. We reserve the right to discontinue or alter the terms of this offer at any time. Credit is extended by Synchrony Bank.